Saturday, 18 March 2017

We provide Best finance services in Mumbai for all customers

 Now, one day, personal loans have become commonplace and best finance services in Mumbai and NBFC (non-banking financial company) are providing personal loans to their customers. Some of them are coming to attractive plans and marketing gimmick customers to attract customers. However, you should be aware of full personal loan products and liabilities that you are already bound to apply before applying.

Individual loan amounts for eligible customers vary from financial institutions to NBFCs, some of them provide loans up to 30 lakh based on credit policies and eligibility.
Normally interest rates will be decided in the term of the loan, the terms and conditions of interest rate will be mentioned in the loan agreement.
The personal loan processing fee depends on the relationship with the customer, some banks may charge the fee, usually there is a processing fee of 3% of the loan amount and it varies between 1% - 3%.
The loan period will vary from 5 years to 8 years, depending on the loan amount and the financial institution.
We strongly recommend that you read the loan agreement and ensure that you have understood important elements like interest rates, loan processing fees, per-payment charges, loan top up fees etc. before signing the agreement.
Generally, customers can pay personal loans after 6 months of debt distribution, although it varies from bank to bank.
By default, interest on your personal loan accumulates and is calculated on a daily basis, although it is payable on the due date as equal monthly installment (EMI)
Your personal loan EMI can be made through an electronic clearing system (ECS) account debit or permanent standing instructions (SI) from your bank account or through postdated check (PDC).
You should make sure that you pay your EMI on due date, because on the due date the penalty will be imposed on the non-payment of EMI and it affects your credit rating (reporting to credit bureaus-CIBIL).
The Bank will notify you in writing of any changes in interest rates and terms and conditions from time to time, in writing or by electronic means.
Here is a list of documents that are required by financial institutions to process personal loans:

List of documents required for salaried professionals:

Proof of Identity: - Passport / Driving License / Voter ID / PAN Card / Aadhar Card
Proof of residence: - Vacation and license agreement / utility bill (no more than 3 months old) / passport (any one)
Proof If Income: The latest 3-month bank statement (where salary / income has been credited) and latest form 16, salary slips for the last 3 months.
List of documents for self-employed professionals:
Proof of Identity: - Passport / Driving License / Voter ID / PAN Card / Aadhar Card
Proof of residence: - Vacation and license agreement / utility bill (no more than 3 months old) / passport (any one). Proof of evidence (audited financials for the last two years)
Business / Current Account Latest 6 Months Bank Statement
Office address proof
Proof of residence or office ownership
With the calculation of income, B / S, P & L account with all programs certified by CA, the latest 2 year ITR
Business Continuity Proof: Business License / Establishment / Sales Tax Certificate)

Getting personal loans from Best finance consultant in Mumbai can make your dreams come true. Whatever your needs may be, we are here to help you with your specially designed personal loans. Are you going to repair the interior design of your current home or your new home or dream holiday, which you had been planning for a long time or buying a dream gadget or paying for the education of your dear ones or a good wedding or Even a small and medium enterprise business, our personal loan is the best fit for you

Some of our features include personal loans:

Multipurpose loan - can be used for any purpose
Flexible time
Interest has been levied on monthly deduction basis
No security, no collateral is required
Easy Installment Loan Payable (EMI)
Repayment through Auto Debit / ECS / PDC
Starting interest rate of less than 11.49% on personal loan
To take advantage of incredibly personal loans for your every need, please contact us

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